When to Replace Your Financial Adviser

OUR READER: Who: Donna Shaw, 65 Where: East Hartford, Conn. Question: Should I dump my financial adviser to save on fees? Something is nibbling away at Donna’s nest egg—devouring it, actually. A stiff $100,000,...

Good Reasons to Change Your Will

EDITOR'S NOTE: This article was updated in December 2011. After you've created your will and an estate plan, you'll most likely need to revisit them at key points in your life as your circumstances change. 1. You Get...

Learn the Ins and Outs of Long-Term-Care Insurance

Most older Americans have no insurance to cover the incredibly expensive long-term care often necessary when chronic illness or disability strikes late in life. Nursing-home costs alone can run $70,000 to $100,000 a year. At...

Master the Financial Aid Process

Applying for financial aid can be intimidating and confusing. That's why so many scams offer to do the work for you -- for an up-front fee, of course. There are legitimate services out there, too, but you could get the same...

Should You Prepay Your Funeral?

Plan your own funeral? Hah. Most of us not only avoid talking about it, we manage to avoid thinking about it. Even writers of personal-finance get a little queasy at the thought.But for those of you who've made it to the...

No-Fault Insurance

Liability insurance is your main financial defense against catastrophic damage you might cause to others or their property. But it's not always clear who's to blame for an accident, and proving fault, when it is...

Collision Coverage: Don't Take Chances

Collision insurance pays for damage to your car, not the other guy's, and it's optional. After all, you can sue someone you think is to blame for damages to your car. So why buy collision insurance, unless you have to...

Medical Payments: Coverage You May Not Need

If you have coverage for medical payments on your car policy, you and your family members are entitled to reimbursement of medical costs resulting from auto accidents while in your car or someone else's car, or if...

Uninsured Drivers: Protect Yourself

Despite laws requiring auto insurance in practically every state, a lot of people are driving without any -- or without enough -- liability insurance.The uninsured/underinsured motorist section of your policy protects you...

Comprehensive: A Grab Bag of Coverages

A combination of liability, collision, medical payments and uninsured/underinsured motorist insurance would seem to take care of all conceivable risks. Yet none of that insurance would necessarily cover losses to your...

Next Page >